Beautiful business.Less admin.
BMS handles the invoicing, the expenses, the SARS deadlines, and the bank reconciliation - so you can focus on the work that pays the bills.
No card. No setup fees. SA-hosted. POPIA-compliant.
14 invoices
See how BMS works for your business
Whether you're a sole trader, a tradie, a shop owner or running a salon - BMS is built to fit your day. See all features.
Self-employed
Solo founders, freelancers, consultants - invoice and stay on top of SARS.
Trades & services
Tradies, electricians, plumbers - quote, invoice and reconcile from your phone.
Retail & shops
Shop owners, traders, market stalls - track cash flow and reduce manual admin.
Service businesses
Salons, agencies, anyone billing time - stay paid, stay compliant, stay focused.
70% of South African businesses fail in their first year.
Most don't fail because the product is bad or the market is small. They fail because the admin closes them first.
I lost my first business to this exact problem. Not one big thing. A pile-up. CIPC filings I didn't know were due. Provisional tax deadlines I missed. PAYE submissions that slipped the moment I hired my first employee. Clients who paid 60 days late while my suppliers needed 30. By the time I caught up, the penalties were bigger than the business.
Most of what killed me wasn't hard work or a bad product. It was admin I didn't know how to stay on top of, and software I couldn't afford to keep once I needed it most.
I built BMS so the next founder doesn't have to choose between staying compliant and staying open.
- Neville Ngomane, founder
One system. No surprises.
Core admin every SA business deals with, plus document signing and CIPC Beneficial Ownership built in.
Invoices & quotes
SARS §20 sequential numbering, VAT and non-VAT layouts, recurring invoices, credit notes, statements.
Tax compliance
VAT201, EMP201, IRP6 draft generators. SARS deadlines in your calendar.
Client management
Unlimited portfolios (per tier), deal history, contact notes - all searchable.
Expense tracking
Manual entry today, photo capture coming soon. Proper VAT split on every line.
Payroll
PAYE, UIF, SDL on every payslip. Monthly EMP201. Optional payslip emails.
Multi-user
Bring your team. Roles, permissions and audit log on every change.
Digital signatures
Draw or type a signature. POPIA-compliant consent capture on every party.
Business documents
NDAs, contracts, letters, demand letters - nine SA-appropriate templates built in.
Beneficial Ownership
CIPC 2023 Companies Amendment Act compliance - guided declaration, record on file.
Receipt photo OCR
Snap a receipt - merchant, date, amount, VAT extracted.
Bank email parsing
Forward bank notifications; BMS auto-matches payments.
WhatsApp send
Invoices, payslips and reminders via WhatsApp Business.
Accountant marketplace
Get matched with vetted South African bookkeepers.
The Brain
Natural-language SA tax questions plus proactive reminders.
Stitch bank sync
Direct feeds from FNB, Standard Bank, Absa, Nedbank, Capitec, TymeBank, Discovery, Investec.
Manage all your clients in one place.
One login, every business you keep books for. Get listed in our marketplace and matched with SA SMEs who need a bookkeeper they can trust.
Honest pricing. No surprises.
Five tiers. Every signup starts with a 30-day Business trial. No card required.
Need to scale past a tier? See add-ons →
"I built BMS because I wish I'd had it five years ago. I lost my business to admin. I don't want that to happen to you."
- Neville Ngomane, Founder
Read the full story →Common questions
Which banks does BMS work with?+
Every South African bank. Upload statements from FNB, Standard Bank, Absa, Nedbank, Capitec, Discovery, TymeBank - or forward your bank's transaction notification emails to BMS for automatic capture.
I'm not VAT-registered. Is BMS for me?+
Yes. Most SA SMEs are below the R1m VAT threshold. BMS treats you correctly: invoices say 'INVOICE' (not 'TAX INVOICE'), the Brain doesn't push VAT registration unnecessarily, and the calendar only shows the obligations that apply to you.
Do I still need an accountant?+
Maybe - but you'll need them less. BMS handles the day-to-day bookkeeping. If you don't have an accountant, our marketplace will match you with vetted SA professionals.
Can I import from Sage / Xero / QuickBooks?+
Yes for invoices, clients, and chart of accounts via CSV. Bank-statement formats from all major SA banks supported.
What about my data?+
BMS is hosted in South Africa, on POPIA-compliant infrastructure. You can export everything as CSV any time. Your data is yours - there's no lock-in.
Stop doing admin at 11pm.
Free for 30 days. No card. No setup. Be invoicing in under two minutes.
Try BMS free