Built in South Africa

Beautiful business.Less admin.

BMS handles the invoicing, the expenses, the SARS deadlines, and the bank reconciliation - so you can focus on the work that pays the bills.

No card. No setup fees. SA-hosted. POPIA-compliant.

app.bmssa.co.za
This month
R 247,800
β–² 18% vs last month
Invoiced
14 invoices
Outstanding
R 38,200
VAT due
R 12,418
Cash flow
+ R 64k
SARS Β· Due in 9 days
VAT201 - Period ending 30 Apr
Draft ready Β· R 12,418 payable
Open β†’
✦
Brain: 3 invoices have been overdue for 14+ days. Want me to draft polite reminders?
The hard truth

70% of South African businesses fail in their first year.

Most don't fail because the product is bad or the market is small. They fail because the admin closes them first.

90%
of SMB failures linked to poor tax compliance
Ready Accounting
9%
of revenue micro-businesses spend on red tape
ILO Cost of Red Tape
R 52,800
a year - average cost of an accountant for a sub-R1m business
SA accounting averages

"I lost my own business to this exact problem - drowning in admin, no system I could afford, ended up owing SARS more than I could pay. I built BMS so it doesn't happen to anyone else."

- Neville Ngomane, founder

Everything you need

One system. No surprises.

Every tool a small SA business actually needs - built for the way you work here, not for an enterprise template dropped onto Cape Town.

Invoices & quotes

Sequential SARS-compliant numbers. VAT or non-VAT layouts. Recurring invoices, credit notes, statements.

Tax compliance

VAT201, EMP201, IRP6 drafts auto-generated. SARS deadlines flow into your Google or Apple Calendar.

Bank reconciliation

Forward your bank's transaction emails. We parse them and match payments to your open invoices.

Expenses

Snap a receipt on your phone. The Brain categorises it and rolls input VAT into your next return.

Payroll

PAYE / UIF / SDL on every payslip. EMP201 each month. WhatsApp payslips to your team.

The BMS Brain

Ask plain English questions about your business or SA tax. Get answers, with the SARS rule cited.

WhatsApp

Send invoices, payslips, reminders by WhatsApp - the way South Africa actually communicates.

Multi-user

Bring your bookkeeper. Or find one in our marketplace of vetted SA accountants.

POPIA-compliant

Hosted in South Africa. Granular access control. Audit log on every change. Your data is yours.

For accountants

Manage all your clients in one place.

One login, every business you keep books for. Get listed in our marketplace and matched with SA SMEs who need a bookkeeper they can trust.

Built to meet South African rules
Β§20 sequential numbering
VAT201
EMP201
IRP6
POPIA-compliant
SA-hosted
Pricing

Honest pricing. No surprises.

Start free. Upgrade when your business grows. Cancel anytime.

Free
R 0forever
  • 1 user
  • Unlimited invoices
  • SARS calendar
  • Manual reconciliation
Start free
Lite
R 100per month
  • 1 user
  • Full features
  • AI brain
  • Recurring invoices
Choose Lite
Solo
R 200per month
  • 2 users
  • Accountant access
  • WhatsApp send
  • Priority email
Choose Solo
Team
R 300per month
  • 5 users
  • All integrations
  • Phone support
  • Onboarding call
Choose Team

Add-on: Auto bank sync via Stitch - R 49 / connected account / month (coming soon)

"I built BMS because I wish I'd had it five years ago. I lost my business to admin. I don't want that to happen to you."

- Neville Ngomane, Founder

Read the full story β†’
FAQ

Common questions

Which banks does BMS work with?+

Every South African bank. Upload statements from FNB, Standard Bank, Absa, Nedbank, Capitec, Discovery, TymeBank - or forward your bank's transaction notification emails to BMS for automatic capture.

I'm not VAT-registered. Is BMS for me?+

Yes. Most SA SMEs are below the R1m VAT threshold. BMS treats you correctly: invoices say 'INVOICE' (not 'TAX INVOICE'), the Brain doesn't push VAT registration unnecessarily, and the calendar only shows the obligations that apply to you.

Do I still need an accountant?+

Maybe - but you'll need them less. BMS handles the day-to-day bookkeeping. If you don't have an accountant, our marketplace will match you with vetted SA professionals.

Can I import from Sage / Xero / QuickBooks?+

Yes for invoices, clients, and chart of accounts via CSV. Bank-statement formats from all major SA banks supported.

What about my data?+

BMS is hosted in South Africa, on POPIA-compliant infrastructure. You can export everything as CSV any time. Your data is yours - there's no lock-in.

Stop doing admin at 11pm.

Free for 30 days. No card. No setup. Be invoicing in under two minutes.

Try BMS free