What ships today. What does not.

Invoices, clients, expenses, SARS drafts, payroll, team access, document signing and CIPC beneficial ownership are live. Receipt scanning, bank feeds, WhatsApp send and the Brain are not.

Invoice engine

Sequential numbering that meets SARS section 20. VAT and non-VAT layouts. Recurring invoices, credit notes, customer statements. Quotes convert to invoices in one click.

BMS

12 Rivonia Road
Sandton 2196
VAT 4123456789

Tax invoice

INV-0148

Bill to

Thandi Consulting

88 Commissioner Street
Johannesburg
VAT 4876543210

Date
18 Apr 2026
Due
2 May 2026
DescriptionAmountLine total
Strategy workshop — Q28,400.009,660.00
Monthly retainer — April12,500.0014,375.00
Document pack3,200.003,680.00

SubtotalR 24,100.00

VAT 15%R 3,615.00

Total dueR 27,715.00

FNB · 6284 0193 1021 · BMS (Pty) Ltd

Sequential number INV-0148 · SARS section 20

A tax invoice produced by the invoice engine. SARS section 20 numbering, VAT, bank details.

South African Revenue Service

VAT201

Value-Added Tax return · draft

Vendor
Thandi Consulting
VAT number
4123456789
Period
March – April 2026
Due
25 May 2026

Output VATR 48,200.00

Input VATR 35,782.00

Amount payableR 12,418.00

Drafted from the invoices and expenses already in the workspace. You review it. You file it on eFiling. BMS does not submit to SARS for you.

Tax engine

VAT201, EMP201 and IRP6 generated as drafts from the books. Monthly and bi-monthly VAT periods. Deadlines on a calendar. You still file — BMS does not submit to SARS for you.

Payroll engine

PAYE, UIF and SDL on every payslip. EMP201 drafted with the run. Optional payslip emails. 13th cheque and IRP5 export.

Payslip

Lerato Nkosi

Technician · April 2026

PAYE · UIF · SDL
calculated on the run

GrossR 24,000.00

PAYE− R 3,840.00

UIF− R 240.00

SDL− R 240.00

Net payR 19,680.00

EMP201 is drafted with the run. 13th cheque and IRP5 at year end. Optional email to staff.

Signing and CIPC

Nine South African templates. Multi-signer routing. Counterparties sign on a link, no BMS account. CIPC Beneficial Ownership is a guided declaration for the 2023 Amendment Act.

  • Digital signatures. Draw or type. POPIA consent on every party. Phone, tablet or desktop No separate DocuSign account
  • Business documents. Nine templates written for South African practice. NDAs, contracts, letters Demand, offer and appointment letters
  • Multi-signer routing. Sequential or parallel. BMS tracks who is outstanding. Automatic progress Reminders to pending signers
  • Counterparty signing. Clients sign on a link. No BMS account. Any device Signed copy stored; audit trail kept
  • Field positioning. Signature, initial, date, text, checkbox — placed per signer. Reusable layouts
  • CIPC Beneficial Ownership. Guided declaration for the 2023 Amendment Act. Kept on file Updated when ownership changes

On the roadmap

Receipt photo OCR — snap a receipt; merchant, date, amount and VAT are extracted. Bank email parsing — forward a bank notification; BMS matches it to an open invoice. WhatsApp send — invoices, payslips and reminders via WhatsApp Business. Accountant marketplace — matched with a vetted South African bookkeeper. The Brain — plain-English South African tax questions, with the rule cited. Stitch bank feeds — FNB, Standard Bank, Absa, Nedbank, Capitec, Discovery, TymeBank.